Disability Insurance (income protection)

Your greatest asset is you as the money-earning machine.

Our plans are designed to protect and reflect the unique nature of a business owners compensation arrangement (eg: income, dividends, retained earnings, income splitting, etc) as well as the unique nature of a business owners career and entrepreneurial spirit.

Our approach is to:

  1. protect the business owner and senior executives based on:
    • your own occupation (to age 65)
    • partial disability
    • recovery benefits
    • guaranteed premiums (to age 65)
  2. designed to incorporate:
    • dividend income
    • income splitting
    • commissions
  3. 5 star service:
    • regular reviews
    • updates
    • advocacy (claims and underwriting)
    • negotiations and re-negotiations of exclusions and ratings
    • dedicated and experienced staff